tech answers
How to Actually Use AI Tools at Work Without Wasting Time
AI tools promise productivity gains, but many workers end up with more tasks, not fewer. Here's how to use AI effectively rather than just adding complexity.
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How to Use Free Library Apps to Replace Netflix, Audible, and Spotify
Your library card unlocks free movies, audiobooks, music, and ebooks through apps like Libby and Hoopla. Here's how to get started.
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How to Use ChatGPT Effectively: A Practical Guide
Most people underuse ChatGPT by asking vague questions. Here's how to get dramatically better results with simple prompt techniques.
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What Are Passkeys and Should You Use Them Instead of Passwords?
Passkeys are replacing passwords across major platforms. Here's how they work, why they're more secure, and how to set them up on your accounts.
04
money answers
How to File Your Taxes for Free in 2026
IRS Direct File is gone, but you still have four free options for filing your 2025 tax return. Here's how to use each one.
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money answers
How to Find and Cancel All Your Subscriptions
Forgotten subscriptions drain money every month. Here's how to find every recurring charge and cancel the ones you don't need.
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How to Set Up Automatic Savings
Automating your savings removes willpower from the equation. Here's how to set it up with your bank, employer, or apps so you save without thinking.
How to Transfer Data to a New Phone
Moving everything from your old phone to your new one is easier than ever. Here's how to do it for iPhone, Android, and switching between platforms.
How to Take a Screenshot on Any Device
Quick guide to capturing your screen on Windows, Mac, iPhone, Android, and Chromebook. Every method explained with keyboard shortcuts.
How to Use AI to Help Set Financial Goals
AI tools can help you create budgets, plan savings targets, and build debt payoff strategies. Here's how to use them effectively, including their limitations.
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What Is On-Device AI and Why Does It Matter?
On-device AI runs directly on your phone or computer instead of the cloud. Here's how it works and why it's becoming a major feature in new devices.
What Is My IP Address and Why Does It Matter?
Your IP address is your device's unique identifier on the internet. Here's what it reveals, when it matters, and how to protect your privacy.
What Is Compound Interest and Why Does It Matter?
Compound interest makes your money grow faster over time, but it also makes debt more expensive. Understanding how it works is fundamental to financial literacy.
What Happens to Your Body When You Stop Drinking Alcohol
When you stop drinking, your body begins repairing itself within hours. Here's the timeline of changes from day one through year one.
Quick Answers
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Are Banks Open on Christmas Eve 2025?
Most banks are open on Christmas Eve 2025 but with reduced hours, typically closing between noon and 3 PM. All banks are closed on Christmas Day, December 25.
When Is the Winter Solstice 2025? Date, Time, and What It Means
The winter solstice 2025 falls on Sunday, December 21, at 10:03 AM Eastern Time, marking the shortest day and longest night of the year in the Northern Hemisphere.
How Long Does Eggnog Last? Storage Times and Safety Tips
Store-bought eggnog lasts 5-7 days after opening when refrigerated, while homemade eggnog should be consumed within 2-3 days due to raw egg content.
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The new federal tip deduction lets qualifying workers deduct 100% of their tip income. Here's who qualifies and how to claim it.
AI agents can browse the web, complete tasks, and work autonomously. Here's what they are, how they differ from chatbots, and what they can actually do.
The IRS begins accepting 2025 tax returns on January 26, 2026. Here are all the key dates and deadlines you need to know.
The 2026 Social Security COLA is 2.8%, adding about $56 per month to the average benefit. Here's what that means for your check.
Missing a credit card payment triggers fees and can hurt your credit, but the severity depends on how late you are. Here's the timeline of consequences.
The common advice to avoid overnight charging is mostly outdated. Here's what actually happens to your battery and what the science says.
The 401k contribution limit for 2026 is $24,500, up from $23,500 in 2025. Catch-up contributions and new rules for workers 60-63 increase the total possible.
Your phone's battery can last longer with the right settings and habits. Here's what actually works, from charging practices to settings that drain power.
The 2026 standard deduction is $32,200 for married couples filing jointly, $16,100 for single filers, and $24,150 for heads of household. Plus, seniors get a new $6,000 bonus.
Passkeys replace passwords with secure biometric authentication. They're phishing-resistant, can't be stolen in data breaches, and major sites now support them.